Accept payments with one QR code
Zero setup cost, zero commission, instant settlement. Works with every UPI app in India.
Everything your store needs
A single QR that handles every payment flow — from instant checkout to daily reconciliation.
Instant Settlement
Funds hit your bank account within seconds of the customer paying — no T+1 delays, no holds.
Zero Commission
Accept unlimited UPI payments with 0% MDR. No hidden charges, no monthly fees, no surprises.
Dynamic QR
Generate amount-specific QR codes per transaction to eliminate manual entry errors at your counter.
Daily Reports
Automated daily settlement reports delivered to your email — itemised by transaction with GST breakdown.
Multi-Terminal
Run multiple QR codes across counters, staff, or branches from a single merchant dashboard.
UPI Deep Link
Share payment links over WhatsApp or SMS. Customers tap and pay — no QR scan required.
Up and running in three steps
No paperwork, no merchant account complexity — just download, generate, and collect.
Download & Register
Install the Upay Business app, enter your mobile number and GSTIN (optional), and complete KYC in under 60 seconds.
Generate Your QR
Tap "Create Merchant QR" from the dashboard. Download the high-resolution standee-ready file or display it on-screen instantly.
Start Accepting Payments
Customers scan with any UPI app and pay. You get a real-time audio alert and the money in your account in seconds.
Get your free merchant QR in 60 seconds
No hardware. No fees. No paperwork. Just scan and collect.